During 2011-13, Durham University’s Centre for Social Justice and Community Action, Thrive Teesside and Church Action on Poverty worked with low-income households experiencing high levels of debt in Middlesbrough and Stockton-on-Tees. The project collected detailed financial information from 24 households, offered financial mentoring, ran campaigns on predatory lending and was influential in contributing to changes in policy and practice around predatory lending.
The project produced a range of outputs including a full report, a research briefing, which gives a short overview of the aims, findings and policy recommendations, a film and community mentoring toolkit. The project team continued to work on high-cost credit following the end of the project during 2014-15, with further policy and practice briefings designed to stimulate changes in law, policies and support services
For further information, contact: Sarah Banks, Durham University; Tracey Herrington, Thrive Teesside